How to fight back against Scamming on your phone!

*Do register your phone number with the do not call Registry at this website or call 888 382 1222. This service will not block scammers, but legitimate telemarketers will stop calling within a month.

*Don’t answer unrecognized calls unless you’re expecting a call from an unknown number. Let the call go to voicemail, then review the message. Most con artists will hang up before leaving a message.

*Do independently verify facts from any callers asking for money or sensitive personal information.

* Don’t share private information in social media posts that may be useful for imposter scams, including phone numbers, home addresses, and names of relatives. (Also, don’t accept unknown friend requests and keep your account settings private.)

*Do be wary of Government Impostors
Officials from CRA and other Government agencies will never call you unless you contact them first or they’ve sent mail correspondence explaining a situation that requires your attention.

* Don’t say yes to an unknown caller.
Scammers may be trying to obtain a recording of your voice, which can be used to verify approval of charges to your phone, cable, or internet bill or a credit card. If you sense something sketchy, hang up at once!

Need-to knows regarding Six common Scams!

#1 :
Imposter Scams are the leading type of Consumer fraud- and imposters’ favourite strategy is to pretend to be a CRA official!
The CRA will not:
* Call to demand immediate payment or call about taxes owed without initially mailing a bill.
* Demand that taxes be paid without providing an opportunity to question or appeal the amount owed.
* Require a specific payment method or ask for ask for credit or debit card numbers over the phone.
* Threaten to involve law enforcement groups.
Medical Identity Theft Scam
Medical Identity Theft occurs when scammers use someone’s personal information-especially a private health insurance number-to obtain prescription drugs, treatments and medical devices in their name.
How to spot trouble? Read medical and Insurance statements carefully and immediately notify providers and Insurers of any unrecognized claims.
The GrandParent Scam
A con artist calls an older person masquerading as a grandchild. They may already know the name of the grand children (information gleaned from social media), or the con may initiate the conversation with “Hi Grandma/Grandpa. Do you know who this is?”
If the unsuspecting Senior offers a name, the scammer assumes this identity and proceeds to explain a fake emergency that requires sending funds, often adding “I’m so embarassed. Please don’t tell Mom and Dad.”
Relying on the Grandparent’s kind heart, the scammer proceeds to persuade them to send money, typically using an untraceable method.
Fake Charities Scam
* Before contributing to an unfamiliar charity, potential donors should conduct background research to confirm the charity is legitimate and has a solid reputation. The site Charity search is an excellent place to start.
Never provide a gift card or credit card number to an inbound caller.
Please note,Charity Scams ramp up following natural disasters, so be especially alert for con artists attempting to leverage these events.
Sweepstakes and Contest Scams
* Legitimate contests and sweepstakes never require winners to spend money to claim their winnings.
It’s essential to understand that anyone who deposits fraudulent funds can be held personally responsible for any losses, potentially including fines and Bank account closures.
#6 Social Media Spies Scam
Hackers, Scammers, and identity thieves rely on information gleaned from social media sites to execute various con schemes. To reduce the likelihood of becoming a victim:
*Keep privacy settings locked down to control who can see your posts.
* Don’t accept friend requests from people you don’t know.
* Don’t share personal phone numbers, home addresses, information about vacations, or details about children and grandchildren (like their names and where they go to school).